1681i ( a ) ( 1 ) | | XXXX | XXXX | XXXX | Account marked as closed but still shows derogatory data | | XXXX XXXX XXXX XXXX XXXX | XXXX | Paid through tax offset; derogatory still showing | | XXXX | XXXX | XXXX | Reporting past due activity despite disputed rehabilitation | | XXXX | XXXX | XXXX | Payment schedule and balance inconsistent

What the CFPB Record Shows About 1681i ( a ) ( 1 ) | | XXXX | XXXX | XXXX | Account marked as closed but still shows derogatory data | | XXXX XXXX XXXX XXXX XXXX | XXXX | Paid through tax offset; derogatory still showing | | XXXX | XXXX | XXXX | Reporting past due activity despite disputed rehabilitation | | XXXX | XXXX | XXXX | Payment schedule and balance inconsistent

1681i ( a ) ( 1 ) | | XXXX | XXXX | XXXX | Account marked as closed but still shows derogatory data | | XXXX XXXX XXXX XXXX XXXX | XXXX | Paid through tax offset; derogatory still showing | | XXXX | XXXX | XXXX | Reporting past due activity despite disputed rehabilitation | | XXXX | XXXX | XXXX | Payment schedule and balance inconsistent has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Desp, and the most recent logged activity is Despite th, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, 1681i ( a ) ( 1 ) | | XXXX | XXXX | XXXX | Account marked as closed but still shows derogatory data | | XXXX XXXX XXXX XXXX XXXX | XXXX | Paid through tax offset; derogatory still showing | | XXXX | XXXX | XXXX | Reporting past due activity despite disputed rehabilitation | | XXXX | XXXX | XXXX | Payment schedule and balance inconsistent reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "TransUnion has not provided verifiable proof of accuracy", and the single most common underlying issue is "specifically : 15 U.S. Code 1681e ( b ) Failure to assure maximum possible accuracy 15 U.S. Code 1681i ( a ) ( 1 ) Failure to reinvestigate disputed items 15 U.S. Code 1681i ( a ) ( 5 ) Failure to delete unverifiable or inaccurate information 15 U.S. Code 1681i ( a ) ( 6 ) Failure to notify me of results of the reinvestigation 15 U.S. Code 1681b Reporting unauthorized inquiries without permissible purpose PERSONAL INFORMATION ERRORS : | Item Code | Entry Disputed | Violation | | -- -- -- -- - | -- -- -- -- -- -- -- -- -- -- -- -- -- | -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - | | PI-01 | XXXX XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 1681i ( a ) ( 1 ) | | XXXX | XXXX | XXXX | Account marked as closed but still shows derogatory data | | XXXX XXXX XXXX XXXX XXXX | XXXX | Paid through tax offset; derogatory still showing | | XXXX | XXXX | XXXX | Reporting past due activity despite disputed rehabilitation | | XXXX | XXXX | XXXX | Payment schedule and balance inconsistent: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.