Total complaints
66
Filed since Cumu
2026 data Public-data reference. official source
1681i ( a )
66 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
66 consumer complaints filed with the CFPB
This profile shows 1681i ( a )'s complaint history from CFPB public records. 66 consumers have filed complaints since Cumu. The company has a 0% timely response rate and has provided relief in 0% of cases.
66
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
Cumu
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
1681i ( a ) complaint mix by product
- fraud alerts 30 45.5% – 0% relief
- FCRA 607 22 33.3% – 0% relief
- validation failure 5 7.6% – 0% relief
- XXXX ( 4 6.1% – 0% relief
- auto purchases 2 3.0% – 0% relief
- I submitted 2 3.0% – 0% relief
- TransUnion continues 1 1.5% – 0% relief
How 1681i ( a )'s 66 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| fraud alerts | 30 |
| FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts Gramm-Leach-Bliley Act ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts | 22 |
| validation failure Violations : o FCRA 1681e ( b ) | 5 |
| XXXX ( a ) ( XXXX ) due to identity theft | 4 |
| auto purchases | 2 |
| I submitted the following through both USPS and Equifax 's online dispute portal : - Government-issued photo ID - Social Security card - Utility bills and bank statements- Trust documents and other government filings These documents were sent via registered mail through the U.S. Postmaster General and uploaded through Equifaxs online platform. Despite receiving confirmation of receipt | 2 |
| TransUnion continues to report : A status of Closed 90 Days Past Due as of XX/XX/year> Delinquent payment history for XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| 1681g | 61 |
| 1681s-2 ( a ) | 2 |
| and 1681s-2 | 2 |
| and 1681i ( a ) ( 7 ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cal. Civ. Code 1785.1 et seq. : Failure to follow proper procedures for dispute handling and accurate reporting California Consumer Privacy Act ( CCPA ) | 20 |
| Cal. Civ. Code 1798.100 et seq. and California Consumer Credit Reporting Agencies Act ( CCRAA ) | 11 |
| NRS 598.0903 598.0999 : Violations relating to identity theft | 9 |
| Ohio Rev . Code 1345.01 1345.99 : Unfair | 5 |
| 1681g | 5 |
| XXXX XXXX XXXX : Violations relating to identity theft | 5 |
| and failure to verify. This account must be deleted immediately | 4 |
| XXXX | 2 |
| including name | 2 |
| XXXX. XXXX. XXXX XXXX XXXX XXXX. : Failure to follow proper procedures for dispute handling and accurate reporting California Consumer Privacy Act ( CCPA ) | 2 |
| and XX/XX/year> | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 1681i ( a )
1681i ( a ) has accumulated 66 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 66 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Cumu, and the most recent logged activity is required t, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 1681i ( a ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "fraud alerts", and the single most common underlying issue is "Cal. Civ. Code 1785.1 et seq. : Failure to follow proper procedures for dispute handling and accurate reporting California Consumer Privacy Act ( CCPA )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 1681i ( a ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 1681i ( a ) have?
1681i ( a ) has received 66 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 1681i ( a ) respond to complaints on time?
1681i ( a ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 1681i ( a )?
The most common issue reported against 1681i ( a ) is "Cal. Civ. Code 1785.1 et seq. : Failure to follow proper procedures for dispute handling and accurate reporting California Consumer Privacy Act ( CCPA )" in the "fraud alerts" product category.
Read our methodology — how this data is sourced, computed, and verified.
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