Total complaints
20
Filed since 2. B
2026 data Public-data reference. official source
1681i
20 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
20 consumer complaints filed with the CFPB
This profile shows 1681i's complaint history from CFPB public records. 20 consumers have filed complaints since 2. B. The company has a 0% timely response rate and has provided relief in 0% of cases.
20
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
10
States Active
2. B
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
1681i complaint mix by product
- 5581 ; 6 31.6% – 0% relief
- discrepancies 3 15.8% – 0% relief
- charge-offs 3 15.8% – 0% relief
- misleading 3 15.8% – 0% relief
- VA XXXX 2 10.5% – 0% relief
- which was 1 5.3% – 0% relief
- and none 1 5.3% – 0% relief
How 1681i's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 5581 ; 15 US Code 1681a | 6 |
| discrepancies | 3 |
| charge-offs | 3 |
| misleading | 3 |
| VA XXXX SSN XXXX CERTIFIED MAIL # XXXX XXXX XXXX XXXX XXXX XXXX ACCT # XXXX XX/XX/year> DEFENDANT-EXPERIAN Information Services XXXX XXXX XXXX XXXX XXXX | 2 |
| which was not provided. I explained in my dispute that if I did not receive the proof of method of verification that i would file a complaint with the the CFPB SUBJECT : FORMAL DEMAND FOR REMOVAL | 1 |
| and none of this information has been provided. Instead | 1 |
| XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| 1681j | 6 |
| and Nevada Revised Statutes 598C.100598C.140. The reporting contains fatal compliance defects requiring deletion : Experian alone reports this as a XXXX XXXX XXXX Discharged under Reference # XXXX with dates of filing XX/XX/XXXX and closing XX/XX/XXXX | 3 |
| FDCPA 1692 | 3 |
| and 1681s | 2 |
| 1681s-2. Failure to act will leave me no option but to escalate this matter to regulatory authorities and pursue legal remedies. I request written confirmation of all corrective actions taken.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| and 1681s- VIOLATIONS OF FEDERAL LAW 1. Violation of 15 U.s.C. 1681c-2 ( b ) : Unlawful Reinsertion Without Certification You have failed to provide legal certification from the furnisher before reinserting this account. | 1 |
| 1681s-2. Failure to act will leave me no option but to escalate this matter to regulatory authorities and pursue legal remedies. I request written confirmation of all corrective actions taken.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IN,464XX,,Consent provided,Web,2025-08-21,Closed with explanation,Yes,N/A,15433038 | 1 |
| and Metro 2 standards | 1 |
| 1681s-2. Failure to act will leave me no option but to escalate this matter to regulatory authorities and pursue legal remedies. I request written confirmation of all corrective actions taken.,,EQUIFAX | 1 |
| and 623 ( a ). Furthermore | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| 1681c | 6 |
| 598.0915 ( 15 ) : Deceptive and unfair reporting practices | 3 |
| financial stability | 3 |
| 607 | 3 |
| USC 1666b | 2 |
| AND NOTICE OF LEGAL ACTION TRANSUNION | 1 |
| there is no way to confirm that this balance is accurate | 1 |
| XXXX days past due ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 1681i
1681i has accumulated 20 consumer complaints in the CFPB public database, with filings active across 10 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2. B, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 1681i reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "5581 ; 15 US Code 1681a", and the single most common underlying issue is "1681c".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 1681i: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 1681i have?
1681i has received 20 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 1681i respond to complaints on time?
1681i has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 1681i?
The most common issue reported against 1681i is "1681c" in the "5581 ; 15 US Code 1681a" product category.
Read our methodology — how this data is sourced, computed, and verified.
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