Total complaints
14
Filed since ADDR
2026 data Public-data reference. official source
1681e ( b )
14 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
14 consumer complaints filed with the CFPB
This profile shows 1681e ( b )'s complaint history from CFPB public records. 14 consumers have filed complaints since ADDR. The company has a 0% timely response rate and has provided relief in 7.1% of cases.
14
Total Complaints
0%
Timely Response
0%
Disputed
7.1%
Relief Provided
8
States Active
ADDR
Since
Timely response
0%
CFPB-tracked response window
Relief rate
7.1%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 7.1%
Industry median
Share closed with monetary or non-monetary relief.
1681e ( b ) complaint mix by product
- higher interest 3 25.0% – 0% relief
- resources 3 25.0% – 0% relief
- consistent with 2 16.7% – 0% relief
- please delete 1 8.3% – 0% relief
- charge-offs 1 8.3% – 0% relief
- sleepless nights 1 8.3% – 0% relief
- not only 1 8.3% – 0% relief
How 1681e ( b )'s 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| higher interest rates | 3 |
| resources | 3 |
| consistent with Experians findings ; require TransUnion to delete the XXXX account due to lack of verification ; require deletion of all unauthorized hard inquiries listed in this complaint because they lack a permissible purpose under 604 ( a ) and 1681b ( f ) ; compel XXXX and XXXX XXXX to produce documentary proof if they wish to continue reporting these tradelines ; review Equifaxs repeated misuse of the identity verification response which has now improperly closed multiple complaints ; ensure that all credit bureaus issue corrected reports ; and evaluate enforcement action against Equifax | 2 |
| please delete this derogatory mark Account : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$5400.00} Chargeoff * * Issue : This charge-off is inaccurate and was never properly communicated to me Law : FCRA 1681s-2 ( a ) ( 1 ) ( A ) and ( B ) require accurate reporting and consumer notification Story : This account fell into dispute due to fraudulent activity and was not resolved. I was not informed of any final balance or charge-off | 1 |
| charge-offs | 1 |
| sleepless nights | 1 |
| not only affecting my financial stability but also my health. The continuous negligence of XXXX | 1 |
| that my XXXX XXXX XXXX XXXX XXXX account ( Acct ID XXXX ) was placed in cease-and-desist status on XX/XX/XXXX and that deletion requests were sent to all credit bureaus on XX/XX/XXXX | 1 |
| 1681i | 1 |
Top States
| State | Complaints |
|---|---|
| and 1681s-2 ( b ) | 3 |
| and 1681i ( a ) | 3 |
| 1681i | 2 |
| 1681b ( f ) | 2 |
| and 1681s-2 Story : The amount reported is inconsistent with my records | 1 |
| 604 ( a ) | 1 |
| 1681n | 1 |
| 1681s-2 ( a ) Issue : Incorrectly marked late payment history Story : This reporting is negatively affecting my credit score. I demand verifiable proof or immediate correction/removal XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX HIGH BALANCE : {$6000.00} DATE OPENED : XX/XX/XXXX COLLECTION Law : FDCPA 809 ( b ) | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| inaccurate charge-offs and collections suggest financial irresponsibility | 3 |
| Experian | 3 |
| XXXX XXXX | 2 |
| 15 U.S.C. 1681e ( b ) requires timely investigation and fair reporting Story : I attempted to settle this account | 1 |
| bankruptcy issues | 1 |
| harassment | 1 |
| and possibly XXXX in addressing these violations has exacerbated my situation. I seek full and immediate reparations on behalf of XXXX as per the settlement negotiated relating to their breach of data and immediate correction of my credit report by all three credit bureaus. Should these issues remain unresolved | 1 |
| TransUnion continues to report the account under XXXX XXXX XXXX XXXX XXXX XXXX with derogatory information | 1 |
| 1681e ( b ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 1681e ( b )
1681e ( b ) has accumulated 14 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ADDR, and the most recent logged activity is XXXXtory a, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 1681e ( b ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 7.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "higher interest rates", and the single most common underlying issue is "inaccurate charge-offs and collections suggest financial irresponsibility".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 1681e ( b ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 1681e ( b ) have?
1681e ( b ) has received 14 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 1681e ( b ) respond to complaints on time?
1681e ( b ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 1681e ( b )?
The most common issue reported against 1681e ( b ) is "inaccurate charge-offs and collections suggest financial irresponsibility" in the "higher interest rates" product category.
Read our methodology — how this data is sourced, computed, and verified.
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