Total complaints
3
Filed since BREA
2026 data Public-data reference. official source
16 CFR 313.7
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows 16 CFR 313.7's complaint history from CFPB public records. 3 consumers have filed complaints since BREA. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
BREA
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
16 CFR 313.7 complaint mix by product
- some of 1 33.3% – 0% relief
- INC.violated the 1 33.3% – 0% relief
- INC violated 1 33.3% – 0% relief
How 16 CFR 313.7's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| some of which were my married name that I no longer legally use and others are misspelled. I should only have one name listed | 1 |
| INC.violated the terms and conditions within their banking agreement | 1 |
| INC violated the terms and conditions within their banking agreement | 1 |
Top States
| State | Complaints |
|---|---|
| the Privacy Act of 1974 et al. Please see 15 USC 6802 B ) OPT OUT below. A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer | 2 |
| 15 USC 1681b | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX | 1 |
| INC. states that they do not provide consumer information to third parties which they violated by reporting my nonpublic personal information to the credit reporting agencies listed above. According to 15 USC 6802 B ) I am supposed to receive THREE disclosures before my nonpublic personal information is shared but I never received notice. PAYPAL HOLDINGS | 1 |
| INC states that they do not provide consumer information to third parties which they violated by reporting my nonpublic personal information to the credit reporting agencies listed above. According to 15 USC 6802 B ) I am supposed to receive THREE disclosures before my nonpublic personal information is shared but I never received notice. BREAD FINANCIAL HOLDINGS | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 16 CFR 313.7
16 CFR 313.7 has accumulated 3 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to BREA, and the most recent logged activity is There shou, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 16 CFR 313.7 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "some of which were my married name that I no longer legally use and others are misspelled. I should only have one name listed", and the single most common underlying issue is "XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 16 CFR 313.7: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 16 CFR 313.7 have?
16 CFR 313.7 has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 16 CFR 313.7 respond to complaints on time?
16 CFR 313.7 has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 16 CFR 313.7?
The most common issue reported against 16 CFR 313.7 is "XXXX" in the "some of which were my married name that I no longer legally use and others are misspelled. I should only have one name listed" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
