Total complaints
3
Filed since The
2026 data Public-data reference. official source
15 USC 1681o
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows 15 USC 1681o's complaint history from CFPB public records. 3 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
The
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
15 USC 1681o complaint mix by product
- 15 USC 2 66.7% – 0% relief
- 15 USC 1 33.3% – 0% relief
How 15 USC 1681o's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 15 USC 1692c | 2 |
| 15 USC 1666b | 1 |
Top States
| State | Complaints |
|---|---|
| 15 USC 1692k and Usuary law for New Jersey,,CLGF Holdco 1 | 1 |
| and 15 USC 1681e. Take this off my report immediately.,Company believes it acted appropriately as authorized by contract or law,GLA Collection Company | 1 |
| and 15 USC 1681e. Take this off my report immediately.,,Credit Clearing House of America | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| 15 USC 1681a ( 3 ) | 2 |
| 15 USC 1681s-2 ( 7 ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 15 USC 1681o
15 USC 1681o has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is This colle, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 15 USC 1681o reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 USC 1692c", and the single most common underlying issue is "15 USC 1681a ( 3 )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 USC 1681o: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 15 USC 1681o have?
15 USC 1681o has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 15 USC 1681o respond to complaints on time?
15 USC 1681o has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 15 USC 1681o?
The most common issue reported against 15 USC 1681o is "15 USC 1681a ( 3 )" in the "15 USC 1692c" product category.
Read our methodology — how this data is sourced, computed, and verified.
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