Total complaints
19
Filed since 15 U
2026 data Public-data reference. official source
15 USC 1681C ( a ) ( 5 ) states
19 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
19 consumer complaints filed with the CFPB
This profile shows 15 USC 1681C ( a ) ( 5 ) states's complaint history from CFPB public records. 19 consumers have filed complaints since 15 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
19
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
15 U
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
15 USC 1681C ( a ) ( 5 ) states complaint mix by product
- any consumer 3 23.1% – 0% relief
- any consumer 2 15.4% – 0% relief
- any consumer 2 15.4% – 0% relief
- any consumer 2 15.4% – 0% relief
- any consumer 2 15.4% – 0% relief
- any consumer 1 7.7% – 0% relief
- any consumer 1 7.7% – 0% relief
How 15 USC 1681C ( a ) ( 5 ) states's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX XXXX XXXX XXXX XXXX are the financial institutions and the Consumer reporting agencies XXXX | 3 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX XXXX are the financial institutions and the Consumer reporting agencies XXXX | 2 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX are the financial institutions and the Consumer reporting agencies Transunion | 2 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX are the financial institutions and the Consumer reporting agencies XXXX | 2 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX XXXX are the financial institutions and the Consumer reporting agencies Transunion | 2 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. Apple Card/Goldman Sachs are the financial institutions and the Consumer reporting agencies XXXX | 1 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX XXXX XXXX XXXX XXXX are the financial institutions and the Consumer reporting agencies Transunion | 1 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX XXXX XXXX financial institutions and the XXXX reporting agencies XXXX | 1 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relatesXXXX XXXX XXXX XXXX are the financial institutions and the Consumer reporting agencies XXXX | 1 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. Resurgent/LVNV Funding are the financial institutions and the Consumer reporting agencies XXXX | 1 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX XXXXXXXX are the financial institutions and the Consumer reporting agencies XXXX | 1 |
| XXXX and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to Transunion | 1 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. Pentagon Federal Credit UnionXXXX XXXX XXXX XXXX XXXX financial institutions and the Consumer reporting agencies XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| Except as authorized under subsection ( b ) | 19 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX and XXXX ; Also XXXX XXXX XXXX whether it be verbal | 3 |
| Equifax and XXXX ; Also XXXX XXXX XXXX whether it be verbal | 2 |
| XXXX and XXXX ; Also Apple Card/Goldman Sachs whether it be verbal | 1 |
| XXXX and XXXX ; Also XXXX XXXX XXXX XXXX XXXX XXXX whether it be verbal | 1 |
| Equifax XXXX XXXX XXXX Also XXXX XXXX XXXX XXXX it be verbal | 1 |
| XXXX and XXXX ; Also XXXX XXXX whether it be verbal | 1 |
| XXXX and Experian ; Also Premier XXXX XXXX whether it be verbal | 1 |
| XXXX and Experian ; Also XXXX XXXX XXXX whether it be verbal | 1 |
| XXXX and XXXX ; Also Portfolio XXXX XXXX XXXX XXXX XXXX whether it be verbal | 1 |
| Equifax and XXXX ; Also XXXX XXXX whether it be verbal | 1 |
| XXXX and Experian ; Also XXXX XXXX whether it be verbal | 1 |
| XXXX and XXXX ; Also Resurgent/LVNV Funding whether it be verbal | 1 |
| whether it be verbal | 1 |
| XXXX and XXXX ; Also Pentagon Federal Credit UnionXXXX XXXX XXXX XXXX whether it be verbal | 1 |
| XXXX and Experian ; Also XXXX XXXX XXXX XXXX XXXX XXXX whether it be verbal | 1 |
| Equifax XXXX XXXXXXXX ; Also XXXX XXXXXXXX XXXX XXXX XXXX XXXX whether it be verbal | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 15 USC 1681C ( a ) ( 5 ) states
15 USC 1681C ( a ) ( 5 ) states has accumulated 19 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15 U, and the most recent logged activity is ances and , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 15 USC 1681C ( a ) ( 5 ) states reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX XXXX XXXX XXXX XXXX are the financial institutions and the Consumer reporting agencies XXXX", and the single most common underlying issue is "XXXX and XXXX ; Also XXXX XXXX XXXX whether it be verbal".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 USC 1681C ( a ) ( 5 ) states: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 15 USC 1681C ( a ) ( 5 ) states have?
15 USC 1681C ( a ) ( 5 ) states has received 19 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 15 USC 1681C ( a ) ( 5 ) states respond to complaints on time?
15 USC 1681C ( a ) ( 5 ) states has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 15 USC 1681C ( a ) ( 5 ) states?
The most common issue reported against 15 USC 1681C ( a ) ( 5 ) states is "XXXX and XXXX ; Also XXXX XXXX XXXX whether it be verbal" in the "any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. XXXX XXXX XXXX XXXX XXXX XXXX are the financial institutions and the Consumer reporting agencies XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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