Total complaints
5
Filed since Acco
2026 data Public-data reference. official source
15 U.S. code 1681 ( 3 ) ( e )
5 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
5 consumer complaints filed with the CFPB
This profile shows 15 U.S. code 1681 ( 3 ) ( e )'s complaint history from CFPB public records. 5 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.
5
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Acco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
15 U.S. code 1681 ( 3 ) ( e ) complaint mix by product
- Section 609 3 60.0% – 0% relief
- US code 2 40.0% – 0% relief
How 15 U.S. code 1681 ( 3 ) ( e )'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Section 609 ( a ) ( 1 ) ( A ) | 3 |
| US code 1692G 15 US code 1681B and 15 US code 1681C-2.the criminal activity they continue to commit by violating multiple FCRA laws and Fair Debt Collection Practices Act they continue to violate my federal rights under 15 US code 1692e ( 15 | 2 |
Top States
| State | Complaints |
|---|---|
| 15 U.S. code 1681i- procedure in case of disputed accuracy | 3 |
| 15 U.S. code 16811 - procedure in case of disputed accuracy | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| anyone paying for your reporting service could fax | 3 |
| until validated the information concerning this debt is inaccurate and credit file is not 100 % accurate as pursuant to law. have not shown me any consumer contracts | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 15 U.S. code 1681 ( 3 ) ( e )
15 U.S. code 1681 ( 3 ) ( e ) has accumulated 5 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 15 U.S. code 1681 ( 3 ) ( e ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Section 609 ( a ) ( 1 ) ( A )", and the single most common underlying issue is "anyone paying for your reporting service could fax".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 U.S. code 1681 ( 3 ) ( e ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 15 U.S. code 1681 ( 3 ) ( e ) have?
15 U.S. code 1681 ( 3 ) ( e ) has received 5 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 15 U.S. code 1681 ( 3 ) ( e ) respond to complaints on time?
15 U.S. code 1681 ( 3 ) ( e ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 15 U.S. code 1681 ( 3 ) ( e )?
The most common issue reported against 15 U.S. code 1681 ( 3 ) ( e ) is "anyone paying for your reporting service could fax" in the "Section 609 ( a ) ( 1 ) ( A )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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