Total complaints
3
Filed since I ha
2026 data Public-data reference. official source
15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge's complaint history from CFPB public records. 3 consumers have filed complaints since I ha. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I ha
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge complaint mix by product
- I have 1 33.3% – 0% relief
- I have 1 33.3% – 0% relief
- I have 1 33.3% – 0% relief
How 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I have noticed that XXXX and XXXX does not do a proper investigation when the investigation is done | 1 |
| I have noticed that Equifax and XXXX does not do a proper investigation when the investigation is done | 1 |
| I have noticed that XXXX and Experian does not do a proper investigation when the investigation is done | 1 |
Top States
| State | Complaints |
|---|---|
| such additional finance charge may not be imposed with respect to such portion of the credit extended for the billing cycle of which such period is a part | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| at the address specified by the person for such notices | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge
15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I ha, and the most recent logged activity is I have not, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have noticed that XXXX and XXXX does not do a proper investigation when the investigation is done", and the single most common underlying issue is "at the address specified by the person for such notices".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge have?
15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge respond to complaints on time?
15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge?
The most common issue reported against 15 U.S. Code 1666 b If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge is "at the address specified by the person for such notices" in the "I have noticed that XXXX and XXXX does not do a proper investigation when the investigation is done" product category.
Read our methodology — how this data is sourced, computed, and verified.
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