Total complaints
8
Filed since Fail
2026 data Public-data reference. official source
15 U.S.C. 1692
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
8 consumer complaints filed with the CFPB
This profile shows 15 U.S.C. 1692's complaint history from CFPB public records. 8 consumers have filed complaints since Fail. The company has a 0% timely response rate and has provided relief in 0% of cases.
8
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
Fail
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
15 U.S.C. 1692 complaint mix by product
- specifically 15 2 25.0% – 0% relief
- including phone 2 25.0% – 0% relief
- PA XXXX 1 12.5% – 0% relief
- CCMR3 1 12.5% – 0% relief
- PA XXXX 1 12.5% – 0% relief
- XXXX 1 12.5% – 0% relief
How 15 U.S.C. 1692's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| specifically 15 U.S.C. 1681n and 1681o | 2 |
| including phone calls | 2 |
| PA XXXX Date : XX/XX/year> Midland Credit Management XXXX XXXX XXXX XXXX XXXX | 1 |
| CCMR3 | 1 |
| PA XXXX Date : XX/XX/year> The Bureaus XXXX XXXX XXXX | 1 |
| XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| if applicable. | 2 |
| the Gramm-Leach-Bliley Act ( GLBA ) | 2 |
| as it is unfair | 2 |
| including 1692e and 1692g | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| actual damages | 2 |
| and written correspondence | 2 |
| your collection activity | 2 |
| MI XXXX Re : Formal Notice of Dispute | 1 |
| IL XXXX Re : Formal Notice of Dispute | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 15 U.S.C. 1692
15 U.S.C. 1692 has accumulated 8 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Fail, and the most recent logged activity is You contin, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 15 U.S.C. 1692 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "specifically 15 U.S.C. 1681n and 1681o", and the single most common underlying issue is "actual damages".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 U.S.C. 1692: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 15 U.S.C. 1692 have?
15 U.S.C. 1692 has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 15 U.S.C. 1692 respond to complaints on time?
15 U.S.C. 1692 has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 15 U.S.C. 1692?
The most common issue reported against 15 U.S.C. 1692 is "actual damages" in the "specifically 15 U.S.C. 1681n and 1681o" product category.
Read our methodology — how this data is sourced, computed, and verified.
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