Total complaints
15
Filed since .Thi
2026 data Public-data reference. official source
15 U.S.C. 1681i
15 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
15 consumer complaints filed with the CFPB
This profile shows 15 U.S.C. 1681i's complaint history from CFPB public records. 15 consumers have filed complaints since .Thi. The company has a 0% timely response rate and has provided relief in 0% of cases.
15
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
.Thi
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
15 U.S.C. 1681i complaint mix by product
- 15 U.S.C. 9 60.0% – 0% relief
- late 60 2 13.3% – 0% relief
- 12 U.S.C. 2 13.3% – 0% relief
- such as 2 13.3% – 0% relief
How 15 U.S.C. 1681i's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 15 U.S.C. 1681i | 9 |
| late 60 days XX/XX/XXXX XXXX XXXX XXXX Balance : {$390.00} Open date XX/XX/XXXX Last activity XX/XX/XXXX Late 30 days XX/XX/XXXX | 2 |
| 12 U.S.C. 5531 | 2 |
| such as creditors or tax court | 2 |
Top States
| State | Complaints |
|---|---|
| which mandates a reasonable investigation of disputes. Furthermore | 9 |
| consumer reporting agencies and furnishers are required to conduct a reasonable reinvestigation when a consumer disputes the accuracy of information. Furthermore | 2 |
| mandates that furnishers investigate disputed information and correct inaccuracies | 2 |
| a copy of which is enclosed | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Equifax 's actions may also contravene the Consumer Financial Protection Act ( CFPA ) | 8 |
| XXXX Last activity XX/XX/XXXX late 30 days XXXX XXXX as 100 % of payments for this account on time on Equifax and TransUnion Credit Report XXXX XXXX XXXX XXXX : {$1100.00} XXXX XXXX XX/XX/XXXX Last activity XX/XX/XXXX late 30 days XXXX XXXX as 100 % of payments for this account on time on XXXX and TransUnion Credit Report XXXX XXXX XXXX XXXX XXXX : {$0.00} Open XXXX XX/XX/XXXX XXXX activity XX/XX/XXXX late 30 days XX/XX/XXXX | 2 |
| deceptive | 2 |
| such as credit account | 2 |
| XXXX 's actions may also contravene the Consumer Financial Protection Act ( CFPA ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 15 U.S.C. 1681i
15 U.S.C. 1681i has accumulated 15 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to .Thi, and the most recent logged activity is his practi, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 15 U.S.C. 1681i reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 U.S.C. 1681i", and the single most common underlying issue is "Equifax 's actions may also contravene the Consumer Financial Protection Act ( CFPA )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 U.S.C. 1681i: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 15 U.S.C. 1681i have?
15 U.S.C. 1681i has received 15 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 15 U.S.C. 1681i respond to complaints on time?
15 U.S.C. 1681i has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 15 U.S.C. 1681i?
The most common issue reported against 15 U.S.C. 1681i is "Equifax 's actions may also contravene the Consumer Financial Protection Act ( CFPA )" in the "15 U.S.C. 1681i" product category.
Read our methodology — how this data is sourced, computed, and verified.
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