2026 data Public-data reference. official source

15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency's complaint history from CFPB public records. 1 consumers have filed complaints since Jeff. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Jeff
Since

Total complaints

1

Filed since Jeff

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency complaint mix by product

Total complaints: 1

15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). misleading: 1 complaints (100.0%), resolution 0.0% misleading 100.0%
  • misleading 1 100.0% 0% relief

How 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
misleading 1

Top States

State Complaints
which affects the legal reporting period and further renders the tradeline inaccurate.,,CL Holdings LLC,AR,71901,,Consent provided,Web,2026-01-14,Closed with explanation,Yes,N/A,18707990 1

Top Issues

Issue Complaints
15 U.S.C. 1681s-2 ( b ) Once I disputed this account 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency

15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Jeff, and the most recent logged activity is Jefferson , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "misleading", and the single most common underlying issue is "15 U.S.C. 1681s-2 ( b ) Once I disputed this account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency have?

15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency respond to complaints on time?

15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency has a 0% timely response rate to CFPB complaints.

What is the most common complaint about 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency?

The most common issue reported against 15 U.S.C. 1681c ( a ) ( 4 ) The reporting includes inconsistent dates and lacks a verified date of first delinquency is "15 U.S.C. 1681s-2 ( b ) Once I disputed this account" in the "misleading" product category.

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