Total complaints
4
Filed since I
2026 data Public-data reference. official source
15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA )
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA )'s complaint history from CFPB public records. 4 consumers have filed complaints since I. The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ) complaint mix by product
- XXXX XXXX 4 100.0% – 0% relief
How 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA )'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX | 4 |
Top States
| State | Complaints |
|---|---|
| 15 U.S.C. 1601 et seq. ; various provisions of the Code of Federal Regulations ( CFR ) and FDIC standards ; IRS income reporting requirements ; and my Opt-Out Rights under the Gramm-Leach-Bliley Act ( 15 U.S.C. 68026805 ). The continued and erroneous reporting of these accounts has resulted in significant financial harm | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| National Credit Adjust ( reported on or about XX/XX/XXXX ) | 3 |
| XXXX XXXX XXXX ( reported on or about XX/XX/XXXX ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA )
15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ) has accumulated 4 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I, and the most recent logged activity is I, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX", and the single most common underlying issue is "National Credit Adjust ( reported on or about XX/XX/XXXX )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ) have?
15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ) has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ) respond to complaints on time?
15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA )?
The most common issue reported against 15 U.S.C. 1681 et seq. ; the Truth in Lending Act ( TILA ) is "National Credit Adjust ( reported on or about XX/XX/XXXX )" in the "XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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