Total complaints
25
Filed since . XX
2026 data Public-data reference. official source
15 U.S.C. 1681 et seq.
25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
25 consumer complaints filed with the CFPB
This profile shows 15 U.S.C. 1681 et seq.'s complaint history from CFPB public records. 25 consumers have filed complaints since . XX. The company has a 0% timely response rate and has provided relief in 0% of cases.
25
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
9
States Active
. XX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
15 U.S.C. 1681 et seq. complaint mix by product
- XXXX XXXX 5 33.3% – 0% relief
- the following 3 20.0% – 0% relief
- proof of 2 13.3% – 0% relief
- XXXXXXXX XXXX 2 13.3% – 0% relief
- Inc 1 6.7% – 0% relief
- XXXX XXXX 1 6.7% – 0% relief
- VA XXXX 1 6.7% – 0% relief
How 15 U.S.C. 1681 et seq.'s 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX XXXX | 5 |
| the following issues require urgent action : Inaccurate Reporting of Address : The address at XXXX XXXX XXXX XXXX | 3 |
| proof of identity | 2 |
| XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX SSN : XXXX Phone : XXXX Date : XX/XX/year> Equifax RE : Formal Dispute of Inaccurate Reporting Request for Deletion Accounts in Dispute : XXXX XXXX {$1400.00} & {$600.00} XXXX XXXX {$760.00} | 2 |
| Inc | 1 |
| XXXX XXXX XXXX : XX/XX/XXXX XXXX : XXXX Email : XXXX Date : XX/XX/XXXX Via Certified Mail and Email TransUnion LLC XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX File Number : XXXX Date Created : XX/XX/XXXX Subject : Updated Dispute of Fraudulent Accounts and Inquiries RE : Demand to Cease and Desist ; Request for Immediate Deletion of Fraudulent Account Information Pursuant to Federal Law To Whom It May Concern : I | 1 |
| VA XXXX XXXX XXXX XX/XX/year> Experian XXXX. XXXX XXXX XXXX | 1 |
| XXXX and Experian | 1 |
| then claiming no record of that application exists on XX/XX/XXXX | 1 |
| Demand for Settlement and Recompense for Willful Noncompliance | 1 |
| TN. XXXX Navient XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| your account by reporting the date of last activity instead of the date of last delinquency. Protection under the FDCPA Section 807 ( 8 ) fine. 2 ) They have report my credit history inaccurately. Defamation | 1 |
| AR XXXX XXXX : XX/XX/XXXX SSN : XXXX Email : XXXX Date : XX/XX/XXXX Via Certified Mail Return Receipt Requested & Email To : Experian Attn : Experian Fraud Division / Special Handling / Dispute Processing XXXX XXXXXXXX XXXX XXXX | 1 |
| XXXX This is a formal complaint against Experian | 1 |
| then continued to state that the charge posted later in the week and that doesn't make sense because a different amount of money was charged. XXXX reports that their records do not show a second transaction | 1 |
| I request that you cease all collection activities | 1 |
Top States
| State | Complaints |
|---|---|
| and Metro 2 Compliance Guidelines. | 2 |
| and the rules and regulations thereunder | 1 |
| and the Fair Debt Collection Practices Act ( FDCPA ) | 1 |
| governs access to consumer credit report records and promotes accuracy | 1 |
| and corresponding breaches of my civil and constitutional rights. To date | 1 |
| and its implementing regulation | 1 |
| it was not liable as a matter of law | 1 |
| the Fair Debt Collection Practices Act ( FDCPA ) | 1 |
| and related regulatory rulings. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX | 3 |
| I am submitting a formal dispute regarding an account allegedly associated with XXXX and appearing on my credit reports. This account is inaccurately and inconsistently reported across TransUnion | 3 |
| reinstate | 2 |
| I am submitting a formal dispute of the XXXX XXXX account being reported under account number XXXX. This account contains multiple inconsistencies and inaccuracies across TransUnion | 2 |
| {$1000.00} | 2 |
| XXXX XXXX XXXXXXXX and XXXX XXXXXXXX XXXX violated the Electronic Fund Transfer Act ( EFTA ) | 1 |
| am formally notifying TransUnion of unauthorized | 1 |
| I am writing to formally dispute and request the immediate removal of an inaccurate and unauthorized address listed in my consumer file. The address in question is : XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX Acct XXXX on XXXX and Experian | 1 |
| 15 U.S.C. 1691 et seq. | 1 |
| settlement | 1 |
| 12 U.S.C. 5531 | 1 |
| XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX | 1 |
| Ninth Circuit | 1 |
| XXXX XXXX | 1 |
| and Equifax for suspicious | 1 |
| as described by the FCRA | 1 |
| in accordance with Section 805 of the FDCPA | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 15 U.S.C. 1681 et seq.
15 U.S.C. 1681 et seq. has accumulated 25 consumer complaints in the CFPB public database, with filings active across 9 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to . XX, and the most recent logged activity is here is th, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 15 U.S.C. 1681 et seq. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX", and the single most common underlying issue is "XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 15 U.S.C. 1681 et seq.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 15 U.S.C. 1681 et seq. have?
15 U.S.C. 1681 et seq. has received 25 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 15 U.S.C. 1681 et seq. respond to complaints on time?
15 U.S.C. 1681 et seq. has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 15 U.S.C. 1681 et seq.?
The most common issue reported against 15 U.S.C. 1681 et seq. is "XXXX" in the "XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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