Total complaints
1
Filed since I am
2026 data Public-data reference. official source
12 CFR 1006
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows 12 CFR 1006's complaint history from CFPB public records. 1 consumers have filed complaints since I am. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I am
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
12 CFR 1006 complaint mix by product
- my mood 1 100.0% – 0% relief
How 12 CFR 1006's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| my mood of living | 1 |
Top States
| State | Complaints |
|---|---|
| 15 USC 1692 ) as well as Cease and desist all forms communication with me pursuant 12 CFR 1006 ( c ) ( 1 ). Stern Recovery Services have violated my Rights pursuant 12 CFR 1006.34 ( c ). They have failed to provide all the required Documentation as per my request under the new rule Regulation F and Validation of debt. The law is explicitly clear | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| notice of debt validation | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 12 CFR 1006
12 CFR 1006 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I am, and the most recent logged activity is I am writi, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 12 CFR 1006 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "my mood of living", and the single most common underlying issue is "notice of debt validation".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 12 CFR 1006: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 12 CFR 1006 have?
12 CFR 1006 has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 12 CFR 1006 respond to complaints on time?
12 CFR 1006 has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 12 CFR 1006?
The most common issue reported against 12 CFR 1006 is "notice of debt validation" in the "my mood of living" product category.
Read our methodology — how this data is sourced, computed, and verified.
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