2026 data Public-data reference. official source

110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since CRIT. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
CRIT
Since

Total complaints

1

Filed since CRIT

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX complaint mix by product

Total complaints: 1

110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). charged off: 1 complaints (100.0%), resolution 0.0% charged off 100.0%
  • charged off 1 100.0% 0% relief

How 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
charged off 1

Top States

State Complaints
XXXX XXXX XXXX ( XXXX XXXX. XXXX ) 1

Top Issues

Issue Complaints
charged off 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX

110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to CRIT, and the most recent logged activity is CRITICAL I, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "charged off", and the single most common underlying issue is "charged off".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX have?

110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX respond to complaints on time?

110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX?

The most common issue reported against 110 % credit utilization LEGAL VIOLATIONS : A. Impossibility of Concurrent Status - FCRA 1681e ( b ) An account can not simultaneously be CLOSED/CHARGED OFF and OPEN/CURRENT. This represents a fundamental failure of reasonable procedures under XXXX XXXX Trans Union XXXX XXXX is "charged off" in the "charged off" product category.

Related