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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
you must cease collection activities until you provide proper written validation of the debt 3
you must cease collection and cease furnishing negative information. 1
you must cease reporting these accounts to any third party. 2
you must certify all aspects of required FCRA/ Metro 2 compliance which is done truthfully 1
you must conduct a reasonable reinvestigation and remove unverifiable data. Reporting this account as a charge off suggests that it was extended as a loan and defaulted on 1
you must conduct a reasonable reinvestigation within 30 days of receiving this dispute. If the furnisher of this data can not provide documented 1
you must conduct a reasonable reinvestigation. 1
you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt 1
you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : XXXX. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. XXXX. What is your authorization of law for your collection of information? XXXX. What is your authorization of law for your collection of this alleged debt? XXXX. Please evidence your authorization to do business or operate in this state. XXXX. Please evidence proof of the alleged debt 1
you must delete all of the disputed accounts from my report. You must now delete the disputed and unverified inquiries. XXXX XXXX XXXX XXXX XXXX 1
you must delete any account that can not be verified with full documentation 2
you must DELETE immediately. 3
you must delete it as you have to be 100 % true and accurate.,,Rocket Mortgage 1
you must delete it from my credit file. This inquiry is now considered formally disputed 3
you must delete it permanently and provide me with a reinvestigation report confirming the action taken. 2
you must delete it. 1
you must delete or correct it and notify all CRAs to which it was furnished ( 15 U.S.C. 1681i ( a ) ( 5 ) ( A ) ; 1681s-2 ( b ) ( 1 ) ( D ) ) -- - Enclosures : Government-issued ID W-2 with current address and full Social Utility bill with current address Highlighted copy of the disputed tradeline showing inconsistencies Sincerely 4
you must delete or correct it. Recent commentary and analysis indicate that XXXX XXXX is under scrutiny for FCRA violations and creditreporting practices. 1
you must DELETE the account listed below. Credit company was provided letter in dispute that can back verified which listed the following : You ( Experian ) are furnishing inaccurate and incorrect information to the consumer reporting agencies. The reporting of such inaccurate information has caused severe damage to my character 1
you must DELETE the account listed below. Credit company was provided letter in dispute that can back verified which listed the following : You ( XXXX ) are furnishing inaccurate and incorrect information to the consumer reporting agencies. The reporting of such inaccurate information has caused severe damage to my character 1
you must delete the accounts immediately.,,EQUIFAX 1
you must delete the accounts immediately.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AZ,851XX,,Consent provided,Web,2025-06-16,Closed with explanation,Yes,N/A,14106801 1
you must delete the accounts immediately.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
you must delete the item entirely to comply with federal law. 2
you must delete them. 2. 1. Validation of the debt-that is 3
you must delete them. Continued reporting without verification will be considered willful and negligent noncompliance under 15 U.S.C. 1681n and 1681o 1
you must delete them. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX funding HAVE ATTATCHED A COPY OF THE FTC FRAUD AFFIDAVIT FOR YOUR REVIEW I DEMAND IMMEDIATE REMOVAL AND CURRENT AND FUTURE BLOCKING FROM ALL ACCOUNTS AND CREDITORS 2. 1. Validation of the debt-that is the actual accounting. 3. 4. Verification of signed Invoice. 5. A copy of the Contract binding both parties ( you and them ) 1
you must delete them. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX HAVE ATTATCHED A COPY OF THE FTC FRAUD AFFIDAVIT FOR YOUR REVIEW I DEMAND IMMEDIATE REMOVAL AND CURRENT AND FUTURE BLOCKING FROM ALL ACCOUNTS AND CREDITORS 2. 1. Validation of the debt-that is the actual accounting. 3. 4. Verification of signed Invoice. 5. A copy of the Contract binding both parties ( you and them ) 2
you must delete this account as required by the FCRA. Please send me a copy of my updated credit report after you have completed this request. 1
you must delete this account immediately for failure to provide a complete and accurate investigation. 1
you must delete this account immediately in accordance with federal law. Failure to comply will result in formal complaints to the CFPB and state regulators. 1
you must delete this account immediately. 1
you must delete this information from my credit report and send me an updated copy when this action is completed. 1
you must delete. Your failure to act will be treated as a continued willful violation of federal law. 3
you must deliver it according to 313.9. 16 CFR 313.9 Delivering privacy and opt out notices : ( a ) How to provide notices. You must provide any privacy notices and opt out notices 3
you must dial the XXXX toll-free number XXXX 1
you must disclose that this debt has been satisfied through insurance 1
you must document permissible purpose. Youve provided nothing. 1
you must ensure that accurate and complete information is reported 2
you must enter your SSN in order to delete your account. I refused to enter my SSN to simply delete an account. I sent Albert a formal 1
you must have a Collection Agency endorsement and be licensed in Washington. 3
you must have a permissible purpose to obtain and use my credit report 1
you must have proof that it is 1
you must identify each instance with date and product so that I may review your assertions. Regulatory Notice If there is a further failure to ( a ) escalate this request through the proper chain of command 1
you must immediately and permanently cease all reporting 1
you must immediately block any ID-Theft related items from view within ones credit report & no one is allowed to pursue any collection activity until the debt is constitutionally validated & complete your investigation within 30 business days from receipt of this dispute correspondence. Thus 1
you must immediately block any ID-Theft related items from view within ones credit report & no one is allowed to pursue any collection activity until the debt is constitutionally validated & complete your investigation within XXXX business days from receipt of this dispute correspondence. Thus 2
you must immediately inform them this debt is in dispute. Reporting information that you know to be inaccurate or failing to report information correctly violates the FCRA5 1681s-2. 3
you must immediately provide complete and verifiable documentation proving your legal right to collect and report this debt. 1
you must mail or deliver your written request to XXXX Payments 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.