| XXXX XXXX XXXX ( XXXXXXXX XXXX XXXXXXXX ) | 1 | 0.0% | under 15 USC 1681i |
| XXXX XXXX XXXX ( XXXXXXXX XXXX XXXXXXXX ) ). I request that the CFPB investigate these violations and require the companies involved to : Provide complete verification of each alleged debt | 1 | 0.0% | 15 U.S.C. 1681c-2 |
| XXXX XXXX XXXX ( {$2700.00} ) | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX ( {$2800.00} ) |
| XXXX XXXX XXXX (04/21/22) | 1 | 0.0% | XXXX XXXX XXXX (02/06/23) |
| XXXX XXXX XXXX ) | 6 | 0.0% | XXXX XXXX XXXX XXXX XXXX ) |
| XXXX XXXX XXXX ) -- The Pennsylvania Supreme Court on Monday revived a pair of putative class actions accusing XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX of illegally collecting excessive fees in connection with mortgage foreclosure actions against Pennsylvania homeowners | 1 | 0.0% | XXXX |
| XXXX XXXX XXXX ) whether it be verbal | 2 | 0.0% | XXXX XXXX |
| XXXX XXXX XXXX ).,Company believes it acted appropriately as authorized by contract or law,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | 607 |
| XXXX XXXX XXXX * * * * * XXXX XXXX * Date Opened XX/XX/XXXX with a balance of {$3200.00} | 1 | 0.0% | multiple accounts are being falsely reported as having late payments despite my history of maintaining on-time payments. These inaccurate late payment notations are defamatory and damaging to my creditworthiness. The accounts in question are XXXX XXXX XXXX * * * Date Opened XX/XX/XXXX with a reported balance of {$20000.00} |
| XXXX XXXX XXXX * Date Opened XX/XX/XXXX Balance Owed {$11000.00} | 1 | 0.0% | Equifax has reported multiple accounts as having late payments when I have never made any late payments on these accounts. These late payment notations are false |
| XXXX XXXX XXXX - AcctNo. : XXXX - Amount : {$0.00} | 2 | 0.0% | OH. XXXX Equifax XXXX. XXXX XXXX XXXX |
| XXXX XXXX XXXX - XX/XX/XXXX | 1 | 0.0% | XXXX XXXX XXXX XXXX - XX/XX/XXXX |
| XXXX XXXX XXXX - XXXX | 6 | 0.0% | INQUIRY - XX/XX/XXXX |
| XXXX XXXX XXXX - XXXX XXXX | 1 | 0.0% | XXXX XXXX XXXX - XXXX XXXX |
| XXXX XXXX XXXX - XXXX XXXX XXXX | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX XXXX - XXXX XXXX XXXX XXXX University | 1 | 0.0% | I have submitted from all of my current and previous educational institution employers the paperwork to certify and verify my employment multiple times over the past several years. I have worked for a total of three qualifying educational institutions for the Public Service Forgiveness Program |
| XXXX XXXX XXXX - {$0.00} ) and after submitting the letter my score has now gone up to XXXX. | 1 | 0.0% | and was informed that particular employee had been let go and that the XXXX charge had been rescinded. The XXXX wrote me an official letter outlining this situation |
| XXXX XXXX XXXX / Date : XX/XX/XXXX | 1 | 0.0% | the disputed items include ( but may not be limited to ) : [ Creditor Name : XXXX XXXX / Account Number : XXXX / Balance : {$1100.00} ] [ Inquiries : XXXX XXXX XXXX / Date : XX/XX/XXXX |
| XXXX XXXX XXXX 110 Stat. 3009457. ),,DISCOVER BANK,GA,XXXXX,,Consent provided,Web,2022-06-09,Closed with explanation,Yes,N/A,5652074 | 1 | 0.0% | title IV |
| XXXX XXXX XXXX 15 U.S.C 1681 Section 602 A. States I have the right to privacy. | 1 | 0.0% | XXXX XXXX XXXX XXXX |
| XXXX XXXX XXXX 15 USC1681i ( a ) 1 15 USC 1681i ( a ) ( B ) ( 3 ) 15 USC 16181i ( a ) ( B ) ( 5 ),,EQUIFAX | 1 | 0.0% | you must conduct a reasonable reinvestigation |
| XXXX XXXX XXXX 15 USC1681i ( a ) 1 15 USC 1681i ( a ) ( B ) ( 3 ) 15 USC 16181i ( a ) ( B ) ( 5 ),Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,60643,,Consent provided,Web,2025-12-09,Closed with explanation,Yes,N/A,17860326 | 1 | 0.0% | you must conduct a reasonable reinvestigation |
| XXXX XXXX XXXX 84 % XXXX and/ or Utilization is an experience created by credit usage. 15 USC 1681b ( a ) ( 2 ) states any consumer reporting agency may furnish a consumer report under the following circumstances and no other | 1 | 0.0% | XXXX 21 % XXXX |
| XXXX XXXX XXXX : # XXXX | 41 | 0.0% | XXXX XXXX : # XXXX |
| XXXX XXXX XXXX : # XXXX has violated my rights. | 3 | 0.0% | XXXX XXXX XXXX : # XXXX |
| XXXX XXXX XXXX : # XXXX. has violated my rights. | 1 | 0.0% | XXXX XXXX : # XXXX |
| XXXX XXXX XXXX : # XXXX. However | 3 | 0.0% | XXXX |
| XXXX XXXX XXXX : # XXXXXXXX XXXX XXXX XXXX # XXXX | 1 | 0.0% | XXXX XXXX XXXX XXXX : # XXXX |
| XXXX XXXX XXXX : # XXXXXXXX XXXX XXXX XXXX : # XXXX has violated my rights. | 1 | 0.0% | XXXX XXXX : # XXXX |
| XXXX XXXX XXXX : Acc # XXXX | 1 | 0.0% | XXXX XXXX : Acc # XXXX |
| XXXX XXXX XXXX : Account # XXXX | 5 | 0.0% | XXXX XXXX XXXX : Account # XXXX |
| XXXX XXXX XXXX : Account Number XXXX | 1 | 0.0% | XXXX : Account Number XXXX |
| XXXX XXXX XXXX : account number XXXX has violated my rights. | 1 | 0.0% | XXXX : account XXXX XXXX |
| XXXX XXXX XXXX : acct. no : XXXXXXXX XXXX XXXX XXXX : acct. no : XXXXXXXX XXXX XXXX XXXX : acct. no : XXXX | 3 | 0.0% | XXXXXXXX XXXX XXXX acct. no : XXXX |
| XXXX XXXX XXXX : CFPB via fax ( XXXX ) XXXX,,Resurgent Capital Services L.P.,FL,34953,,Consent provided,Web,2022-11-21,Closed with explanation,Yes,N/A,6225428 | 1 | 0.0% | Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined under Title 18 |
| XXXX XXXX XXXX : Consumer Financial Protection Bureau ( CFPB ) Legal File,,EQUIFAX | 1 | 0.0% | they must be deleted under FCRA 1681b ( a ) ( 3 ) : XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX DEMAND FOR IMMEDIATE ACTION You are legally required to : XXXX. Delete all incorrect names and addresses XXXX. Remove all unverified charge-offs |
| XXXX XXXX XXXX : Consumer Financial Protection Bureau ( CFPB ) Legal File,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77070,,Consent provided,Web,2025-05-14,Closed with explanation,Yes,N/A,13501689 | 1 | 0.0% | they must be deleted under FCRA 1681b ( a ) ( 3 ) : XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX DEMAND FOR IMMEDIATE ACTION You are legally required to : XXXX. Delete all incorrect names and addresses XXXX. Remove all unverified charge-offs |
| XXXX XXXX XXXX : Consumer Financial Protection Bureau ( CFPB ) Legal File,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | they must be deleted under FCRA 1681b ( a ) ( 3 ) : XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX DEMAND FOR IMMEDIATE ACTION You are legally required to : XXXX. Delete all incorrect names and addresses XXXX. Remove all unverified charge-offs |
| XXXX XXXX XXXX : Consumer Financial Protection Bureau Federal Trade Commission Ohio Attorney General 's Office,,EQUIFAX | 1 | 0.0% | enforcement action XXXX. Complaint to the Federal Trade Commission XXXX. Civil action under 15 U.S.C. 1681n for willful noncompliance |
| XXXX XXXX XXXX : DATE : XX/XX/XXXXXXXX XXXX XXXX : XXXXXXXX XXXX XXXX : XXXX | 1 | 0.0% | XXXX XXXX |
| XXXX XXXX XXXX : Legal Demand for FCRA Compliance and Immediate Action to Remedy Violations Dear [ Credit Bureau Name ] | 1 | 0.0% | as required by law. to you Telling me that the debt happened verified Heres a draft of a legal demand letter for filing a claim against the credit bureau and holding them accountable for violations under the Fair Credit Reporting Act ( FCRA ) : [ XXXX XXXX XXXX ] [ XXXX XXXX XXXX XXXX XXXX XXXX ] [ XXXX |
| XXXX XXXX XXXX : XX/XX/XXXX * XXXXXXXX XXXX XXXX XXXX | 3 | 0.0% | SC XXXX and XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX XXXX : XXXX | 17 | 0.0% | XXXX : XXXX |
| XXXX XXXX XXXX : XXXX XXXX | 8 | 0.0% | inaccurate collections such as a auto loan from XXXX Opened mayXX/XX/XXXX Closed account Collections : XXXX Amount {$2300.00} Opened XXXX XXXX |
| XXXX XXXX XXXX : XXXX XXXX ) XXXX XXXX | 1 | 0.0% | XXXX XXXX Phone : ( XXXX ) XXXX Dish Network XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX XXXX : XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX : XXXX XXXX XXXX Lending : XXXX | 3 | 0.0% | XXXX XXXX XXXX : XXXX |
| XXXX XXXX XXXX : XXXX XXXX XXXX XXXXXXXX XXXX XXXX Balance : {$320.00} ; XXXX XXXX Original creditor XXXX XXXX Balance : {$100.00} ; XXXX XXXX Balance : {$240.00} ; XXXX XXXX Balance : {$160.00} ; XXXX XXXX XXXX Original creditor XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$100.00} ; XXXX XXXX XXXX Original creditor XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$51.00} ; XXXX Original creditor XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$160.00} If you feel there is a possibility these items belong to me I will require all documentation that bears my signature ( another research items I found that requires you to verify with 100 % accuracy that each items is 100 % true | 1 | 0.0% | XXXX ; XXXX |
| XXXX XXXX XXXX : {$1100.00} Opened : XXXX. XXXX | 3 | 0.0% | and I have never conducted any business with the company reporting it. The account is negatively affecting my credit score and does not reflect my financial activity or responsibility : Collector : XXXX XXXX XXXX Opened : XXXX XXXX |
| XXXX XXXX XXXX : {$1600.00},Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | XXXX XXXX XXXX : {$600.00} |
| XXXX XXXX XXXX ; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS | 1 | 0.0% | XXXX XXXX DELIVERS INTERBANK SECURITY AGREEMENT TO XXXX XXXX XXXX XXXX XXXX TRUSTEE TO FACILITATE TRANSFER OF COLLECTION RIGHTS AND SETTLEMENT OF THE RELEVANT OBLIGATIONS IN FULL. IN XXXX |