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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
XXXX XXXX and XXXX 2
XXXX XXXX and XXXX I am formally disputing the alleged debt again that you 1
XXXX XXXX and XXXX ) within XXXX weeks of your receipt of your receipt of this correspondence and you forward a letter stating the item will be removed and will not reappear on my credit reports again by you or another collection agency. 1
XXXX XXXX AND XXXX : # XXXX XXXX has violated my rights. 1
XXXX XXXX and XXXX accounts 2
XXXX XXXX and XXXX and have been making payments to both thru my mortgage payments 1
XXXX XXXX and XXXX etc 1
XXXX XXXX and XXXX explaining in detail how XXXX XXXX engages with companies such as our client for services and products ( even though XXXX provided no services to us ; only product ) with an intent to withhold payment ( which is categorically false with no grounds of proof of at all ) upon delivery or completion. Furthermore 1
XXXX XXXX and XXXX My income was derived from my Social Security Retirement benefits. 1
XXXX XXXX AND XXXX ON PERSONAL BUSINESS TRIP. AND SOME OF THE CREDIT/DEBIT POSTING MUST HAVE BEEN COMPROMISED FROM TIME TO TIME AND DATA BEING MANIPULATED TO SHOW CORRECT FIGURE AND BANKING EXPERT TECH AUDIT WILL PROVE THE CORRECT AMOUNT COMPROMISED XXXX ) COMPLAINTS AGAINST XXXXXXXX XXXX XXXX COMPLAINT IS 1
XXXX XXXX and XXXX payment statements to them. We then sent letters and copies of our bank statements with our mortgage payments highlighted and circled to XXXX 1
XXXX XXXX and XXXX were put on notice months before we signed a contract with XXXX XXXX and XXXX XXXX XXXX regarding the same issues we experienced 1
XXXX XXXX and XXXX XXXX 2
XXXX XXXX and XXXX XXXX ) . 1
XXXX XXXX and XXXX XXXX all giving high interest rates alongside me having fresh credit and being at a XXXX age. Financial distress far as me not being able to care and provide for my family to get them the things they need and also having no transportation due to the denial of credit loans I request that Experian : 1. Conduct a thorough review of my credit report for accuracy. 1
XXXX XXXX and XXXX XXXX all giving high interest rates alongside me having fresh credit and being at a young age. Financial distress far as me not being able to care and provide for my family to get them the things they need and also having no transportation due to the denial of credit loans I request that Equifax : 1. Conduct a thorough review of my credit report for accuracy. 1
XXXX XXXX and XXXX XXXX all giving high interest rates alongside me having fresh credit and being at a young age. Financial distress far as me not being able to care and provide for my family to get them the things they need and also having no transportation due to the denial of credit loans I request that Transunion : 1. Conduct a thorough review of my credit report for accuracy. 1
XXXX XXXX and XXXX XXXX appear to lack transparency and professional integrity for their unethical actions in this matter. 1
XXXX XXXX and XXXX XXXX at First Merit referred that the loan was written off and no action was required from me. 1
XXXX XXXX and XXXX XXXX has been detrimental to my score. In Synchrony Banks XXXX Fourth Quarter Investor Presentation on XX/XX/XXXX ; the company reports a focus on a higher quality asset base. This is Synchrony Banks prime customer base with a credit score above 660. Customers with scores below 660 are subprime and it appears to be Synchrony Banks focus to remove the subprime customer base from Synchronys portfolio by any means necessary. I have become the subprime customer base by no choice of my own. Synchrony Banks probability of default scoring model is based on outdated credit information from XXXX. Synchrony Bank and XXXX are missing data to properly risk rate me and have me mapped to an alternative scoring system. XXXX has me scored me 100 points less than any other credit bureau. The key factors listed in my Synchrony Bank and XXXX adverse action notices have me listed with recent delinquencies or time with delinquency as unknown in XXXX 1
XXXX XXXX and XXXX XXXX has been detrimental to my score. In XXXX XXXX XX/XX/XXXX Fourth Quarter Investor Presentation on XX/XX/XXXX ; the company reports a focus on a higher quality asset base. This is XXXX XXXX prime customer base with a credit score above 660. Customers with scores below 660 are subprime and it appears to be XXXX XXXX focus to remove the subprime customer base from XXXX portfolio by any means necessary. I have become the subprime customer base by no choice of my own. XXXX XXXX probability of default scoring model is based on outdated credit information from Transunion. XXXX XXXX and Transunion are missing data to properly risk rate me and have me mapped to an alternative scoring system. Transunion has me scored me 100 points less than any other credit bureau. The key factors listed in my XXXX XXXX and Transunion adverse action notices have me listed with recent delinquencies or time with delinquency as unknown in XX/XX/XXXX 1
XXXX XXXX and XXXX XXXX XX/XX/XXXX at XXXX XXXX and XXXX XXXX XX/XX/XXXX at XXXX XXXX and XXXX XXXX XX/XX/XXXX at XXXX XXXX and XXXX XXXX XX/XX/XXXX at XXXX XXXX and XXXX XXXX XX/XX/XXXX at XXXX XXXX XX/XX/XXXX at XXXX XXXX Do you see how annoying this is?,,Kriya Capital 1
XXXX XXXX and XXXX XXXX XXXX . 1
XXXX XXXX and XXXX XXXX XXXX for not checking ID Badge ( XXXX Exhibit Continued ). 1
XXXX XXXX and XXXX XXXX XXXX XXXX 1
XXXX XXXX and XXXX XXXX XXXX XXXX INC.15 U.S. Code 1691e - Civil liability ( a ) Individual or class action for actual damages Any creditor who fails to comply with any requirement imposed under this subchapter shall be liable to the aggrieved applicant for any actual damages sustained by such applicant acting either in an individual capacity or as a member of a class. 1
XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX IVE ENTERED IN TO A CONTRACTUAL AGREEMENT. ( I respectfully request the original contractual agreement to prove an actual HOLDER IN DUE COURSE. ) # 8 I have not taken any action ( s ) that constitute the acceptance of the alleged repayment obligation. This can be proven otherwise by providing the original promissory note so that I may inspect it as I have not provided my signature electronically to any of the parties listed above. 1
XXXX XXXX and XXXX XXXX XXXX XXXX XXXX. 13
XXXX XXXX and XXXX XXXX XXXX XXXX XXXX15 U.S. Code 1691e - Civil liability ( a ) Individual or class action for actual damages Any creditor who fails to comply with any requirement imposed under this subchapter shall be liable to the aggrieved applicant for any actual damages sustained by such applicant acting either in an individual capacity or as a member of a class. 1
XXXX XXXX and XXXX XXXX XXXX. I am not sure who was XXXX XXXX 1
XXXX XXXX and XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
XXXX XXXX and XXXX XXXX. The other two - XXXX XXXX and XXXX XXXX - decided to use XXXX instead as XXXX was giving them both issues. The last guy 1
XXXX XXXX and XXXX XXXX. There are no other grandchildren for XXXX XXXX XXXX or XXXX XXXX and no other children for XXXX XXXX XXXX. 1
XXXX XXXX and XXXX XXXX.,,EQUIFAX 1
XXXX XXXX and XXXX XXXX.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,60426,,Consent provided,Web,2018-11-28,Closed with non-monetary relief,Yes,N/A,3085706 1
XXXX XXXX and XXXX XXXX.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 2
XXXX XXXX and XXXX. It is my understanding that if the collection agency does NOT validate the debt 2
XXXX XXXX and XXXX. The reported credit score was XXXX 1
XXXX XXXX Apartments is not currently a client of XXXX XXXX XXXX for debt collection purposes. 1
XXXX XXXX are still working under their ill-gotten license renewals. 1
XXXX XXXX as being paid. I have copies of those cashed checks by my personal bank. The months that should show reported past due are as follows : XXXX 1
XXXX XXXX as well as XXXX. 1
XXXX XXXX asked to do both of those submittals again in XXXX. What did BOA do with the original complaint? Miscommunication and inaction on the part of BOA seems to be the only consistency. 1
XXXX XXXX at p. 1510. ) '' In the case of a Title already transferred 1
XXXX XXXX at p. XXXX 1
XXXX XXXX at XXXX 1
XXXX XXXX at XXXX ( citation omitted ). In addition 3
XXXX XXXX at XXXX ( citations omitted ). '' ( XXXXXXXX XXXX XXXXXXXX XXXX XXXX 1
XXXX XXXX at XXXX ( XXXX XXXX XXXX ) for further assistance. Again 1
XXXX XXXX at XXXX ). 2

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.