if ( A ) the consumer

484 consumer complaints across 11 companies

This page tracks consumer complaints about "if ( A ) the consumer" filed with the CFPB. 484 complaints mention this issue across 11 companies. The most affected product category is "with regard to any request of a consumer under this section".

484
Total Complaints
11
Companies
with regard to any request of a consumer under this section
Top Product

Companies with Most Complaints for This Issue

# Company Complaints
1 information in the file of the consumer that resulted from identity theft ; and ( B ) the consumer reporting agency is a reseller of the identified information. 473
2 information in the file of the consumer that resulted from identity theft ; and ( B ) the consumer reporting agency is a reseller of the identified information. ( 3 ) Notice In carrying out its obligation under paragraph ( 2 ) 2
3 information in the file of the consumer that resulted from identity theft ; and,,EQUIFAX 1
4 information in the file of the consumer that resulted from identity theft ; and,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
5 information in the file of the consumer that resulted from identity theft ;,,EQUIFAX 1
6 information in the file of the consumer that resulted from identity theft ; and agency from which the consumer information was obtained for resale. 1
7 information in the file of the consumer that resulted from identity theft ; and ( B ) the consumer reporting agency is a reseller of the identified information.,,EQUIFAX 1
8 information in the file of the consumer that resulted from identity theft ; and ( B ) the consumer reporting agency is a reseller of the identified informat 1
9 information in the file of the consumer that resulted from identity theft ; and,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92675,,Consent provided,Web,2020-09-02,Closed with explanation,Yes,N/A,3826670 1
10 information in the file of the consumer that resulted from identity theft ;,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,94123,,Consent provided,Web,2017-08-25,Closed with non-monetary relief,Yes,N/A,2650977 1
11 information in the file of the consumer that resulted from identity theft ; and ( B ) the consumer reporti 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the Data Says About "if ( A ) the consumer" Complaints

The CFPB public record contains 484 consumer complaints tagged with the issue "if ( A ) the consumer", distributed across 11 distinct companies that have been named as the respondent on at least one filing. That spread tells you whether the pattern is concentrated in a handful of firms or is a systemic theme across the market — an issue touching many companies often signals a structural friction in how a product category is sold, serviced, or collected on, rather than a single company's operational problem.

The most common product category where "if ( A ) the consumer" is raised is "with regard to any request of a consumer under this section". Product-to-issue pairings matter because the CFPB routes complaints to the appropriate federal or state regulator based on the financial product involved, and patterns inside a product category often mirror the specific consumer-protection rules that apply (TILA, RESPA, FCRA, FDCPA, EFTA, or state UDAP statutes, depending on the product). A high number of companies appearing against the same issue inside one product category is therefore a stronger signal than volume alone: it suggests the issue is a category-level risk worth studying.

The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "if ( A ) the consumer" reflects consumer perception — not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "if ( A ) the consumer", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional — this page is informational only.

About this issue: "if ( A ) the consumer" is a consumer-reported issue category defined by the CFPB. Complaints are categorized based on the consumer's description of their problem. The presence of complaints does not imply wrongdoing by any company.

Read our methodology — how this data is sourced, computed, and verified.

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