and other information in a manner which is fair and equitable to the consumer

1.2K consumer complaints across 215 companies

This page tracks consumer complaints about "and other information in a manner which is fair and equitable to the consumer" filed with the CFPB. 1,181 complaints mention this issue across 215 companies. The most affected product category is "personnel".

1.2K
Total Complaints
215
Companies
personnel
Top Product

Companies with Most Complaints for This Issue

# Company Complaints
1 and proper utilization of such information in accordance with the requirements of this subchapter. 618
2 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 100
3 and proper utilization of such information in accordance with the requirements of this subchapter.,,EQUIFAX 92
4 and proper utilization of such information in accordance with the requirements of this title. 72
5 and proper utilization of such information in accordance with the requirements of this title.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 10
6 and proper utilization of such information in accordance with the requirements of this title.,,EQUIFAX 9
7 and proper utilization of such information in accordance with the requirements of this sub-chapter. 9
8 and proper utilization of such information in accordance with the requirements of this subchapter The current personal information being furnished is inaccurate 7
9 and proper utilization of such information in accordance. 5
10 and proper utilization of such information in accordance with the requirements of this noIt is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. 3
11 and proper utilization of such information. The FCRA outlines a consumer 's rights in relation to his or her credit report 3
12 and proper utilization of such information in accordance with the requirements of this subchapter 15 U.S. Code 1681a - Definitions ; rules of construction ( a ) Definitions and rules of construction set forth in this section are applicable for the purposes of this subchapter. 3
13 relevancy with the accordance The current personal information being furnished is inaccurate 3
14 and proper utilization of such information in accordance with the requirements of this subchapte,,EQUIFAX 3
15 and proper utilization of such information in accordance with the requirements of this subchapter. The following accounts are in clear violation of my privacy as a federally protected consumer. Which is a violation of the law. This is embarrassing and damaging to my reputation as a consumer. As the consumer I demand the following account be DELETED from my credit report and all other Credit reporting Agencies that you furnish this deceptive and degrading information to immediately. 3
16 and proper utilization of such information in accordance. This whole thing is unfair. This has been stopping me from being able to move forward in my life because of this inaccurate information being reported on my credit report. I have told ( 3
17 and proper utilization of such information in accordance with the requirements of this subchapter 15 U.S. Code 1681b - Permissible purposes of consumer reports Subject to subsection ( c ) 3
18 and proper utilization of such information in accordance with the requirements of this subchapter.,,CBC Companies 3
19 and proper utilization of such information in accordance with the requirements of this sub chapter. 3
20 and proper utilization of such information in accordance with the requirements of this title '' ( capitalized word emphasized ). 3
21 and proper utilization of such information in accordance with the requirements of this subchapter Account Name : XXXX XXXX XXXX Account Number : XXXX Date open : XXXX XXXX Account Type : Collection Status : Paid 3
22 and proper utilization of such information in accordance with the requirements. 3
23 and proper utilization. 3
24 and proper utilization of such information in accordance with the requirements of this subchapter 15 u.s. code 1692g ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt 3
25 and proper utilization of such information. 3
26 and proper utilization of such information accordance. 3
27 and proper utilization of such information in accordance with the requirements of this subchapter1. It also requires consumer reporting agencies to follow reasonable procedures to assure maximum possible accuracy of consumer reports and to limit the furnishing of consumer reports to the purposes listed under section 1681. I Looked at my XXXX credit report and notice some things are incomplete and not accurate 3
28 and proper utilization of such information in accordance with the requirements of this subchapter. I am expressing this particular United States Code because it is relevant to this matter. Due to the inaccuracies on my consumer report that stem from the account in regards to XXXX XXXX XXXX it is costing me to have a lower credit score 3
29 and proper utilization of such information in accordance with the requirements of this subchapter. 15 U.S. Code 1681s2 states that In general Subject to subsection ( c ) 3
30 and proper utilization of such information in accordance with the requirements of this subchapter. It is imperative that you assist in protecting my right to privacy. 3
31 and proper utilization of such information in accordance with the requirements of this subchapter ( 2 ) Exclusions ( a. ) ( i. ) Report containing information solely as to transactions or experiences between the consumer and the person making the report 15 U.S.C. 1681 ( b ) Permissible Purpose- Subject to subsection ( c ) 3
32 and proper utilization of such information in accordance with the requirements of this sub-chapter. XXXX 2
33 and proper utilization of such information in accordance with the requirements of this subchapter The credit bureaus have reported these XXXX accounts as Updated with accurate information. 2
34 and proper utilization of such information in accordance with the requirements of this subchapter.,,CLGF Holdco 1 2
35 currently XXXX is the only company properly reporting my personal information. All three bureaus MUST MATCH under 15USC1681A- accuracy and fairness of credit reporting ( 2 ) EXCLUSIONS : ( a ) ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report. This clearly explains that reporting transaction history is illegal ; hence reporting late payments is a payment transaction= ILLEGAL! 2
36 and proper utilization of such information in accordance with the requirements of this subchapter. As u can see the according the federal code information on my consumer report must be accurate Fair and equitable for me the consumer. Furthermore mportant Definitions from 15 U.S. Code 1681a - Definitions ; rules of construction The term consumer reporting agency means any person which 2
37 and proper utilization of such information in accordance with the requirements of this subchapter. This account being reported by XXXX XXXX XXXX 2
38 and proper utilization of such information in accordance with the requirements of federal law? 2
39 and proper utilization of such information in accordance with the requirements of this subchapter.,Company believes it acted appropriately as authorized by contract or law,CCS Financial Services 2
40 and proper utilization of such information in accordance with the requirements of this subchapter Account Name : XXXX XXXX XXXX Account XXXX Account Type : Collection Date open : XXXX Status : Seriously past due date/assigned to attorney 2
41 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30035,,Consent provided,Web,2024-05-25,Closed with non-monetary relief,Yes,N/A,9094988 1
42 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,600XX,,Consent provided,Web,2023-09-08,Closed with non-monetary relief,Yes,N/A,7519072 1
43 and proper utilization of such information in accordance with the requirements of this subchapter. FCRA XXXX ( XXXX XXXX. XXXX ) ( a ) XXXX. Except as otherwise provided in this section 1
44 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30083,,Consent provided,Web,2024-05-29,Closed with explanation,Yes,N/A,9127391 1
45 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33027,,Consent provided,Web,2024-06-25,Closed with non-monetary relief,Yes,N/A,9339257 1
46 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,604XX,,Consent provided,Web,2022-10-24,Closed with explanation,Yes,N/A,6121795 1
47 and proper utilization of such information in accordance with the requirements of this title.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,339XX,,Consent provided,Web,2021-09-09,Closed with explanation,Yes,N/A,4701919 1
48 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,32207,,Consent provided,Web,2024-05-07,Closed with non-monetary relief,Yes,N/A,8950235 1
49 INC.,GA,30032,,Consent provided,Web,2024-05-07,Closed with non-monetary relief,Yes,N/A,8939585 1
50 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,NY,10458,,Consent provided,Web,2023-09-04,Closed with non-monetary relief,Yes,N/A,7495832 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the Data Says About "and other information in a manner which is fair and equitable to the consumer" Complaints

The CFPB public record contains 1,181 consumer complaints tagged with the issue "and other information in a manner which is fair and equitable to the consumer", distributed across 215 distinct companies that have been named as the respondent on at least one filing. That spread tells you whether the pattern is concentrated in a handful of firms or is a systemic theme across the market — an issue touching many companies often signals a structural friction in how a product category is sold, serviced, or collected on, rather than a single company's operational problem.

The most common product category where "and other information in a manner which is fair and equitable to the consumer" is raised is "personnel". Product-to-issue pairings matter because the CFPB routes complaints to the appropriate federal or state regulator based on the financial product involved, and patterns inside a product category often mirror the specific consumer-protection rules that apply (TILA, RESPA, FCRA, FDCPA, EFTA, or state UDAP statutes, depending on the product). A high number of companies appearing against the same issue inside one product category is therefore a stronger signal than volume alone: it suggests the issue is a category-level risk worth studying.

The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "and other information in a manner which is fair and equitable to the consumer" reflects consumer perception — not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "and other information in a manner which is fair and equitable to the consumer", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional — this page is informational only.

About this issue: "and other information in a manner which is fair and equitable to the consumer" is a consumer-reported issue category defined by the CFPB. Complaints are categorized based on the consumer's description of their problem. The presence of complaints does not imply wrongdoing by any company.

Read our methodology — how this data is sourced, computed, and verified.

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