the crimes committed against me are felony charges and the proper authorities have been notified and charges have been filed as you can see in the attached police report. There should be no other reasons why this account remains on my credit needlessly damaging my credit report unless it is an intentional act. Refusal to remove this from my credit bureau with fully verifiable information showing the activity is fraud will result in additional action through the court system seeking damages under the fair credit reporting act as well as requesting punitive damages in addition to any court ordered restitution. I have requested this removal of incorrect information more than a dozen times over the past two years and no one has once contacted me through any investigation or made any more of an effort than to simply respond with verified by account holder ''. That is not an investigation

What the CFPB Record Shows About the crimes committed against me are felony charges and the proper authorities have been notified and charges have been filed as you can see in the attached police report. There should be no other reasons why this account remains on my credit needlessly damaging my credit report unless it is an intentional act. Refusal to remove this from my credit bureau with fully verifiable information showing the activity is fraud will result in additional action through the court system seeking damages under the fair credit reporting act as well as requesting punitive damages in addition to any court ordered restitution. I have requested this removal of incorrect information more than a dozen times over the past two years and no one has once contacted me through any investigation or made any more of an effort than to simply respond with verified by account holder ''. That is not an investigation

the crimes committed against me are felony charges and the proper authorities have been notified and charges have been filed as you can see in the attached police report. There should be no other reasons why this account remains on my credit needlessly damaging my credit report unless it is an intentional act. Refusal to remove this from my credit bureau with fully verifiable information showing the activity is fraud will result in additional action through the court system seeking damages under the fair credit reporting act as well as requesting punitive damages in addition to any court ordered restitution. I have requested this removal of incorrect information more than a dozen times over the past two years and no one has once contacted me through any investigation or made any more of an effort than to simply respond with verified by account holder ''. That is not an investigation has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I ha, and the most recent logged activity is I have bro, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the crimes committed against me are felony charges and the proper authorities have been notified and charges have been filed as you can see in the attached police report. There should be no other reasons why this account remains on my credit needlessly damaging my credit report unless it is an intentional act. Refusal to remove this from my credit bureau with fully verifiable information showing the activity is fraud will result in additional action through the court system seeking damages under the fair credit reporting act as well as requesting punitive damages in addition to any court ordered restitution. I have requested this removal of incorrect information more than a dozen times over the past two years and no one has once contacted me through any investigation or made any more of an effort than to simply respond with verified by account holder ''. That is not an investigation reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "that's what we will put on his credit '' and not actually completing any investigation to verify the validity of the information they are reporting. A police report for identity and credit card theft that includes their account should be more than enough evidence that what XXXX XXXX XXXX is sending them is the result of fraud and Identity theft as the police report states. I would welcome the company contacting the police department and speaking to someone in investigations as well and verifying the report is genuine and the result of me being a victim of fraud and credit card theft as well as identity theft. Lastly", and the single most common underlying issue is "I never agreed to allow her access to them".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the crimes committed against me are felony charges and the proper authorities have been notified and charges have been filed as you can see in the attached police report. There should be no other reasons why this account remains on my credit needlessly damaging my credit report unless it is an intentional act. Refusal to remove this from my credit bureau with fully verifiable information showing the activity is fraud will result in additional action through the court system seeking damages under the fair credit reporting act as well as requesting punitive damages in addition to any court ordered restitution. I have requested this removal of incorrect information more than a dozen times over the past two years and no one has once contacted me through any investigation or made any more of an effort than to simply respond with verified by account holder ''. That is not an investigation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.