| including those that work under the trade names XXXX XXXX | 1 | 0.0% | we |
| including those used by lenders adhere to established guidelines and do not override the protections afforded to consumers under federal law.,,AMERICAN EXPRESS COMPANY,AR,720XX,,Consent provided,Web,2024-07-12,Closed with explanation,Yes,N/A,9486966 | 1 | 0.0% | these entities have breached the following federal laws : 15 USC 1681b ( 2 ) : Unauthorized access to my credit report. 15 USC 1681s-2 : Furnishing inaccurate information and failing to correct and update information. 15 USC 1681b ( 3 ) : Improper use of consumer reports for adverse actions without proper notification. 15 USC 1681a ( d ) 2 ( A ) ( i ) : Consumer reports do not include information solely about transactions or experiences between the consumer and the person making the report. Late payments and utilizations are considered transactions and experiences and should be deleted. Additionally |
| including those used by lenders adhere to established guidelines and do not override the protections afforded to consumers under federal law.,,EQUIFAX | 1 | 0.0% | these entities have breached the following federal laws : 15 USC 1681b ( 2 ) : Unauthorized access to my credit report. 15 USC 1681s-2 : Furnishing inaccurate information and failing to correct and update information. 15 USC 1681b ( 3 ) : Improper use of consumer reports for adverse actions without proper notification. 15 USC 1681a ( d ) 2 ( A ) ( i ) : Consumer reports do not include information solely about transactions or experiences between the consumer and the person making the report. Late payments and utilizations are considered transactions and experiences and should be deleted. Additionally |
| including those used by lenders adhere to established guidelines and do not override the protections afforded to consumers under federal law.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AR,720XX,,Consent provided,Web,2024-07-12,Closed with explanation,Yes,N/A,9486246 | 1 | 0.0% | these entities have breached the following federal laws : 15 USC 1681b ( 2 ) : Unauthorized access to my credit report. 15 USC 1681s-2 : Furnishing inaccurate information and failing to correct and update information. 15 USC 1681b ( 3 ) : Improper use of consumer reports for adverse actions without proper notification. 15 USC 1681a ( d ) 2 ( A ) ( i ) : Consumer reports do not include information solely about transactions or experiences between the consumer and the person making the report. Late payments and utilizations are considered transactions and experiences and should be deleted. Additionally |
| including those used by lenders adhere to established guidelines and do not override the protections afforded to consumers under federal law.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | these entities have breached the following federal laws : 15 USC 1681b ( 2 ) : Unauthorized access to my credit report. 15 USC 1681s-2 : Furnishing inaccurate information and failing to correct and update information. 15 USC 1681b ( 3 ) : Improper use of consumer reports for adverse actions without proper notification. 15 USC 1681a ( d ) 2 ( A ) ( i ) : Consumer reports do not include information solely about transactions or experiences between the consumer and the person making the report. Late payments and utilizations are considered transactions and experiences and should be deleted. Additionally |
| including those whom my wife taught in a XXXX XXXX in XXXX XXXX and XXXX from 2004 until her retirement at the end of XX/XX/XXXX | 1 | 0.0% | Mr. XXXX advised me to write the attached letter dated XX/XX/XXXX to XXXX XXXX |
| including thoughts of hopelessness and emotional distress As a small business owner | 1 | 0.0% | arbitration ( XXXX Case # XXXX ) |
| including three children | 1 | 0.0% | while employing the data manipulation |
| including through a recorded Capital One conversation on XX/XX/XXXX | 1 | 0.0% | and every month should report a NA 2 ) My Account was NEVER NEVER NEVER NEVER been a Charge Off I paid my account in full on XX/XX/XXXX. At that time |
| including through consumer-protection counsel and civil action if necessary. | 1 | 0.0% | lack of withdrawal forms |
| including through the Consumer Financial Protection Bureau ( CFPB ) | 2 | 0.0% | XXXX XXXX |
| including timeshares | 1 | 0.0% | and despite repeated attempts to resolve it |
| including to consider you for other products and services. We may report the status and payment history of your Account to credit reporting agencies and other creditors. We normally report to credit reporting agencies each month. Each billing period you must pay at least the Minimum Payment Due by the Payment Due Date shown on your billing statement. Additionally | 1 | 0.0% | NY XXXX RE : XXXXXXXX XXXX ending in XXXX Consumer Financial Protection Bureau Case # : XXXX Dear XXXX XXXX XXXX XXXX have received your correspondence to the Consumer Financial Protection Bureau XXXX CFPB ). To ensure that your concerns are efficiently addressed |
| including today | 1 | 0.0% | I attempted to get these three credit reports again. I successfully received my credit report from XXXX and XXXX |
| including Trans Union reports dated XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX. Also | 1 | 0.0% | I disputed this account. My dispute addressed 3 errors |
| including TransUnion. | 1 | 0.0% | yet TransUnion is still marking it as updated monthly This is in direct violation of numerous federal consumer protection statutes under the FCRA |
| including tree removal | 1 | 0.0% | there is an ongoing insurance dispute with XXXX XXXX arising from the XX/XX/2025 storm claim. I am represented by Attorney XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| including two other active accounts with Synchrony ( JCPenney and CareCredit ). | 1 | 0.0% | I chose to close the account and thought the problem was resolved. It was not until XXXX of XXXX |
| including two supervisors. I was told each time that some action was being taken sending it back to the original investigator | 1 | 0.0% | XX/XX/XXXX |
| including two Tier 2 extensions that were never opened. This administrative failure has placed me in extreme financial hardship and caused psychological stress for both me and my child. | 1 | 0.0% | I have been mistreated by the California Unemployment Department |
| including unauthorized access or misuse of my loan data. I request that MOHELA thoroughly investigate any potential breaches of my account and provide a detailed report of their findings. | 1 | 0.0% | reduce staff |
| including unauthorized disclosure of my personal and educational information. | 1 | 0.0% | 15 U.S.C. 1692 et seq. |
| including unauthorized loan transfers | 1 | 0.0% | GoodLeap was found liable for the misconduct of its partner company |
| including unauthorized reporting. Under the FDCPA | 1 | 0.0% | did not assume its validity |
| including unauthorized withdrawals and payment misallocations. | 1 | 0.0% | I discovered that GM Financial had been recording and sharing my driving habits |
| including underpayments and overpayments | 1 | 0.0% | then to FINANCE CHARGES |
| including unfreezing and pulling my credit history | 1 | 0.0% | I repeatedly attempted to contact the bank branch between XXXX and their closing time at XXXX |
| including updates to existing records. '',,EQUIFAX | 1 | 0.0% | a XXXX Company |
| including updates to existing records. '',,LEXISNEXIS,FL,32065,,Consent provided,Web,2022-04-29,Closed with explanation,Yes,N/A,5517143 | 1 | 0.0% | a LexisNexis Company |
| including updates to existing records. '',Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,32065,,Consent provided,Web,2022-04-29,Closed with non-monetary relief,Yes,N/A,5516843 | 1 | 0.0% | a XXXX Company |
| including us | 3 | 0.0% | data security |
| including various provisions of the Fair Credit Reporting Act ( FCRA ) | 3 | 0.0% | XXXX XXXX |
| including verification with original creditor records and signed documentation. If the original creditor can not produce documentation proving that this was charged off with an outstanding balance at the time | 1 | 0.0% | even though the balance is showing {$0.00} |
| including victim service providers affiliated with these entities | 1 | 0.0% | Victim determination is generally defined as documentation of a determination that a consumer is a victim of trafficking |
| including video coverage from the ATM and statements from the security team at XXXX | 1 | 0.0% | on XX/XX/XXXX |
| including violations of my due process rights under the United States Constitution. | 1 | 0.0% | Counsel |
| including wage garnishment | 1 | 0.0% | I have repeatedly submitted written requests to both the Department XXXX XXXX and Harris & Harris for a full accounting of my records. Specifically |
| including wearing the aligners as prescribed and requesting touch ups in 6 month intervals. | 1 | 0.0% | including the success of treatment |
| including wearing thXXXX XXXX as prescribed and requesting touch ups in 6 month intervals. | 1 | 0.0% | including the success of treatment |
| including when collecting | 3 | 0.0% | products |
| including when my loan was referred for foreclosure. Ocwen has provided false and misleading information to me about the status of the foreclosure proceedings when I was in good-faith actively pursuing a loss mitigation alternative. Ocwen failed to properly calculate my eligibility for loan modification programs and improperly denied my loan modification on multiple occasions. Ocwen failed to properly process my application for loan modifications | 1 | 0.0% | unfair |
| including where COMPANY/CORPORATION signed agreement/contract and not a third-party representative ; NOTICE : THE GOVERNING LAW OF THIS BINDING NON-NEGOTIABLE CLAIM IS PRIVATE INTERNATIONAL LAW AND IS FOR THE PURPOSES OF ESTABLISHING LAWFUL STATUS & REMEDY | 1 | 0.0% | a man hereinafter claimant |
| including whether this balance may be sent to collections or reported to credit bureaus Without this information | 1 | 0.0% | I have requested the following information and have not received adequate responses : A complete transaction history for the XXXX transfer |
| including which loans will be forgiven. Your Relevant Federal Student Loan debt will remain in forbearance and collections will be stopped until you receive relief. Your credit report will also be updated to reflect this discharge when it is complete. If you have questions about this notice | 1 | 0.0% | including the private loans that were taken out with XXXX University. Currently NaviRefi has {$73000.00} in loans that are being repaid by me and should be included in this discharge. There was over $ XXXX that should be included in my Borrower Discharge. I requested NaviRefi discharge my loans and refund me all payments that have been made. XX/XX/XXXX Borrower Defense Application # : XXXX Borrower Defense Application School : XXXX University Approval of Your Borrower Defense Case Under Exhibit C of the XXXX XXXX XXXX XXXX Dear XXXX : You are receiving this letter because you are a member of the class of federal student loan borrowers covered by the recent settlement of the XXXX XXXX XXXXXXXX ( XXXX XXXX '' ) lawsuit. You submitted a Borrower Defense to Repayment discharge application relating to your federal student loan ( s ) on or before XX/XX/XXXX |
| including without limitation the right to institute appropriate legal proceedings. '' Exeter Finance LLC made no objection to the validity of the Limited Power of Attorney. Exeter did not claim the Power of Attorney was defective | 1 | 0.0% | the CFPB Complaint Portal updated the status to Company response is in progress |
| including written correspondence with XXXX | 2 | 0.0% | which is a covered reason under the terms and conditions of my credit card. XXXX referred me to XXXX XXXX XXXX. When speaking to XXXX XXXX they told me that prior to XX/XX/XXXX they did not handle claims against this card |
| including written notice | 1 | 0.0% | authorize |
| including XX/XX/2025. | 1 | 0.0% | 17 |
| including XX/XX/XXXX | 1 | 0.0% | and in XXXX while returning from XXXX by plane |
| including XXXX | 6 | 0.0% | without my authorization or knowledge Despite XXXX refusal to remove this fraudulent account from their systems |
